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  • First Time Home Buyers- Recommended Reading...

    Buying a home is a huge decision – not to mention a large financial commitment – one not to be taken lightly. Careful research and planning can help make you a more informed homebuyer. Below are some reading sources that can help prepare you for one of the most important undertakings of your life.How to Inspect a HouseGeorge Hoffman ...
    Posted to Michael Johnson (Weblog) by 28696 on April 20, 2009
  • How Can You Afford? How Much Should You Buy?

     When applying for a home loan, personal finances will be your first concern. Your incomeversus your debt and the formula below will determine the amount a lender will allow you to borrow. 1. The first step is to determine your gross monthly income. This includes any regular and recurring income that can be documented. If you cannot ...
    Posted to Michael Johnson (Weblog) by 28696 on March 30, 2009
  • Improving Your Credit Saves You Thousands!

    Most homebuyers are aware that having good credit is important in the homebuying process. However most don't realize that the pricing on their loan cna fluctuate by easily half a percentage point depending on their average credit score. Think of the compounding effect this has over a 30 year note... Literally a late ...
    Posted to Michael Johnson (Weblog) by 28696 on March 23, 2009