Buying a Home
Congratulations! You are exploring purchasing home or are thinking about buying an investment property. Home ownership offers a number of benefits including building equity, saving for the future, deductions, and earning income. When you own your own home, your hard-earned dollars contributed to your mortgage allow you to earn equity that is yours to keep.
What we provide as your agent:
We will help you determine how much home you can actually afford. Having a realistic idea of how much you can spend is important for your financial security. Ways that we assist our clients to achieve their goals include:
Assist you in working out a realistic idea of a home best suiting your needs. It is important to take into consideration the: size, style, features, location, transportation, and accessibility to schools, shopping, and other personal preference.
We have access to a listing of all available homes in the Multi-List System (MLS).
Evaluating homes in terms of your needs and affordability. Taking time in the beginning to will not waste your time showing you homes not meeting your criteria.
Often, we can suggest additional ways to accrue a down payment and explain alternative financing methods. We can also introduce you to a mortgage counselor and arrange to have you “pre-approved”. Having pre-approval improves your negotiating position and enables you to achieve your home-buying objectives faster and with less stress.
Supply information on real estate values, taxes, utility costs, municipal services and facilities, and potential zoning changes. These factors are important as they could affect your decision on what to buy.
Familiarize you with the closing process and we obtain closing figures in advance of closing for your review.
At your request we can provide you with a list of qualified home inspectors, pest inspectors, surveyors, and help to coordinate inspection appointments.
Why are you buying a home:
First Time Buyer
If you are tired of paying rent or moving out of your parents/roommate’s house, buying your first home is an exciting and overwhelming experience. As your Realtor we make sure to walk you through the process, dotting the i’s and crossing the t’s along the way. We will partner you up with one of our preferred mortgage lenders which is an integral part of the homebuying process.
Moving Up or Downsizing
You’ve bought your first home and are ready to move up or downsize. It is important to have a Realtor who understands the transition from selling and buying your next home. Many elements need to come together with perfect timing when lining up two transactions side by side.
An investment property can be a great source of income and equity. Your Realtor needs to know the intricacies of purchasing an investment property, cash flow, flip opportunities and your return on investment.